Tax Benefits of Home Ownership

Purchasing a home is the most important and probably the largest purchase for most families. Home buying decisions are influenced by different factors. One of them is the available tax benefits which help offset part of the cost of investment. Homeowners are entitled to three major tax benefits which, taken together, substantially reduces the cost of homeownership. These are:
Mortgage interest which is deductible

Real estate taxes which are deductible

Capital gains tax which is excluded for principal residences

From these estimates it clearly evolves that the deduction of mortgage interest is usually the single largest benefit to most homebuyers. Tax code provisions allow homeowners a reduction of taxable income by the total amount of mortgage interest paid annually on the first and second home up to $ 1 million in total home mortgage debt. Taxpayers may also deduct the interest allocable on home equity loans up to a ceiling of $100,000. These are some of the major tax benefits of home ownership.

Homes in the Bay Area

Prospective home buyers interested in a home in San Jose or the surrounding communities are advised to contact Dale Warfel at 408.624.6202. This realtor has been buying and selling Bay Area real estate since 1997. In addition, he is conversant with the entire slew of tax benefits that are available to a home buyer. Dale Warfel is native to Saratoga and specializes in properties in Santa Clara County. His website http://www.dalewarfel.com/ has a fund of guides for prospective home buyers.

2010: Mortgage Rates Predictions

The Federal Mortgage Program has been extended once already. The revised date of termination is currently end of first quarter 2010. But the Fed is worried that the private market may not be able to survive without the support of its program. If market conditions show no improvement when the program is scheduled to end, the Fed is very likely to extend it further. If and when the Fed decides to end the program, market gurus forecast that mortgage rates are likely to rise to perhaps 5.75%. More than likely rates will run around 5.5%, as soon as the program ends. The state of the economy and the job market situation will determine any shift from this median. Gurus feel that the rates will even out at just below the 6% mark.

Dale Warfel San Jose Realtor

The neighborhoods of San Jose are Dale Warfel’s territory. He has been working the area for nearly 13 years now, having bought and sold homes, properties, condos … in fact anything in real estate. Dale Warfel has lived all his life in Santa Clara County which makes him a true son of the soil. By discipline, Dale Warfel is an engineer but has since been accredited with numerous real-estate designations. Please visit his website at www.dalewarfel.com to know more of him. Peruse the testimonial page to learn of his many eminently satisfied clients.

Santa Clara County – The ideal place to buy a home.

If you are planning to buy a house in California then Santa Clara County is suitable in every way. This area is preferred by most of the real estate investors. Santa Clara County is located in the San Francisco Bay area in the State of California. Fifteen cities and towns are included in Santa Clara County. The prominent cities among them are Campbell, Cupertino, Milpitas, San Jose etc. It has a widespread freeway system and a separate expressway. The county has got one main airport and many smaller general aviation airports. Though the county has got no commercial seaport, small boats can access San Francisco Bay from several points. Thus Santa Clara County is well communicated by various means of transport. It has all important avenues like beautiful parks, good schools, well equipped hospitals, modern shopping centers, libraries and many more things. This area has become the favorite hunting ground for real estate investors.

Real estate guidance

You can consult Realtor Dale Warfel, a senior and well experienced real estate agent in California. He is an active member of the California Association of Realtors and Santa Clara County Association of Realtors. He is a Silicon Valley Native and specialized in buying and selling home in and around California. He has excellent Interpersonal, Communication, and Negotiation Skills which will definitely help you in buying your dream home.

If you would like to buy homes for sale in Santa Clara County then don’t hesitate to call Dale Warfel at: 408.624.6202 or email him: dale@dalewarfel.com .You can also visit his website www.dalewarfel.com for more information.

Buy a home near a good school

Cupertino is a suburban city in Santa Clara County, California. This city is located on the western edge of the Santa Clara Valley with portions extending into the Santa Cruz Mountains. This city had a major demographic shift after World War II from the "Valley of Heart's Delight" to “Silicon Valley”. This is one of the best places to own a home as it’s referred to as Cupertino Union School District, for its famed high quality of school education. Cupertino has a history of producing high-achieving students who are nurtured at good elementary and high schools. If you would like a home in Cupertino, contact the best realtor in Santa Clara County, Dale Warfel.

Dale Warfel is an experienced realtor who has made a living by buying and selling homes in every city located in Santa Clara County from the year 1997. He has been a resident of Silicon Valley for many years. He is the best person to turn to if you want a modern and contemporary style home with all the facilities available for you and your family. Talk to Dale Warfel to find you a place in this much sought after area, as parents are very keen in putting their children in a good educational establishment. You can place your trust on him to find you a perfect home in Cupertino with the best market price.

If you are looking to buy a home in Cupertino, contact realtor Dale Warfel to get the best rate for buying or selling a home. He can be reached at 408.624.6202 or by emailing him at dale@dalewarfel.com . This is an opportunity you don’t want to miss.

Your dream house in the San Jose area

If you would like a place to settle down in the San Jose area, then make a home in Irvine. The City of Irvine is one of the nation's largest planned urban communities and encompasses more than 55 square miles. For over 30 years, residents and businesses have been choosing the City of Irvine because of its dedication to maintaining the invaluable reputation as the safest, well-planned, business friendly community in California. Consult a good real estate agent in the San Jose area like Dale Warfel of Keller Williams Realty. Dale Warfel is the best real estate agent in Santa Clara County who can help you realize your financial position and evaluate a real estate property based on his technical background and level of expertise.


When you buy a house as an investment you need to think of improvements and resale. But the actual purchasing, paperwork involved, negotiations and closing of the sale is exactly the same as if you had purchased a house for your own use. Dale Warfel of Kelly Williams Realty can help you get through all these processes in a smooth and easy way. Having sold practically every other house located in Santa Clara County, he possesses in depth knowledge in real estate and can be the best advisor for those who want to buy or sell property in the San Jose area. On consulting Dale Warfel, you can get the maximum benefits and satisfaction out of the property deal.


To get the best deal of your life, call Dale Warfel today at 408.624.6202 or visit his website http://www.dalewarfel.com. This site contains information on how to prepare your home for sale and what are the necessary documents needed to buy a property. Dale’s consultative approach towards his clients always gives them the confidence that their interests are his highest priority.

Real estate properties in Campbell Area

One of the most beautiful cities in California is Campbell. Campbell is a city in Santa Clara County, California and a part of Silicon Valley in the San Francisco Bay Area. Campbell is situated in the southern portion of the Santa Clara Valley, with Highway 17 passing through eastern Campbell and Highway 85 to its south. Campbell is primarily a suburban residential area. Most of Campbell's apartments are located in northern Campbell on Hamilton and Campbell Avenues. Campbell has many shops, bars, and restaurants. Most residences in Campbell area are single-family homes, although there are some areas with condominiums, duplexes, and apartments. Campbell area is thus highly suitable for residing. To find a suitable residential home you can always contact Real estate consultant, Dale Warfel.

Dale Warfel is a senior Real estate consultant operating in San Jose and Santa Clara County. He is a specialist when it comes to buying, selling or investing in real estate properties. He is the best person to turn to if you want a modern and contemporary style home. Negotiations can be carried out easily in regard to buying and selling a home. His experience and interpersonal skills in this field will help you in selecting a home best suited for you and your family.

You can call Dale Warfel at: 408.624.6202 or email him at: dale@dalewarfel.com. You can also visit his website www.dalewarfel.com for the latest information on homes for sale in Campbell.

Get the best deal you ever got!

If you would like a place to settle down in the San Jose area, then make a home in Irvine. The city of Irvine is one of the nation's largest planned urban communities and encompasses more than 55 square miles. For over 30 years, residents and businesses have been choosing the City of Irvine because of its dedication to maintaining the invaluable reputation as the safest, well-planned, business friendly community in California. Consult a good real estate agent like Dale Warfel of Keller Williams Realty to find you a home in this area. Dale Warfel is the best real estate agent in Santa Clara County who can help you realize your financial position and evaluate a property based on his technical background and level of expertise.


When you buy a house as an investment you need to think of improvements and resale. But the actual purchasing, paperwork involved, negotiations and closing of the sale is exactly the same as if you had purchased a house for your own use. Dale Warfel can help you get through all these processes in a smooth and easy way. Having sold practically every other house located in Santa Clara County, he possesses in depth knowledge in real estate and can be the best advisor for those who want to buy or sell property in that area. On consulting Dale Warfel, you can get the maximum benefits and satisfaction out of the property deal.


To get the best deal of your life, call Dale Warfel today at 408.624.6202 or visit his website http://dalewarfel.com/ . This site contains information on how to prepare your home for sale and what are the necessary documents needed to buy a property. Dale’s consultative approach towards his clients always gives them the confidence that their interests are his highest priority.

Living in Midtown

If you are looking forward to buying or selling a property, relocating to a new place or looking for homes in Midtown in the classifieds, then you have to approach the right person to help you find one. That person is Dale Warfel a real estate agent from San Jose, who has made a living by selling property located in Santa Clara County. Midtown is a census designated place and a primary residential area of Santa Clara County. Portions of the area have been annexed to San Jose, while others remain unincorporated pockets of Santa Clara County.


Dale Warfel is a great real estate agent from San Jose who will help you in fixing the right market price for your property in terms of buying and selling. Sometimes we tend to fix a price much higher than the actual value thus leaving a house unsold for years together or we might fix a price much lesser than what it deserves thus losing out on the profits. To solve this problem, Dale Warfel’s combination of area knowledge, technical background, and negotiation skills is an asset when looking to buy or sell a home. The best way to learn about the schools and communities in and around Midtown is to contact a real estate agent like Dale Warfel.


Dale Warfel’s online property listings are a great advantage for those of you who are looking for homes in Midtown or just planning on an investment. To access these listings, visit Dale’s website at www.dalewarfel.com or call his No: (408) 624-6202.
The website has options for you to choose your dream house online.

The chance of a lifetime!

What comes to your mind when you want to buy the perfect home? I’m sure many of us would like a home out of a picture postcard with all the necessary comforts. We would like a safe neighborhood, where we could start our family life and with all the amenities close by. Selling a property can also be very difficult as we would like to get the best deal from it by hiring the right agent, pricing it appropriately and marketing it effectively.

If you would like a home best suited for you and your family or if you want to sell a property, the best person to turn to is Dale Warfel from San Jose California. Dale Warfel is a licensed real estate agent in San Jose who has been doing business in Santa Clara County from the year 2004. He has sold practically every house in and around Santa Clara County. His level of expertise in this area coupled with his technical background and negotiation skills can help you find the perfect piece of real estate.

To get the best deal of your life, call Dale Warfel today at 408 624 6202 or visit his website http://dalewarfel.com/ . This site contains information on how to prepare your home for sale and what are the necessary documents needed to buy a property. Realtor Dale Warfel will make sure that the whole process will go smoothly for you. So contact Realtor Dale Warfel today!

Small town of Willow Glen

Willow Glen is today the only part of San Jose that feels like a small town. It is roughly three miles southwest of downtown San Jose. It has a main street-Lincoln Avenue-surrounded by tree-lined neighborhoods of architecturally distinctive single family homes, many of them Spanish-style homes built in the 1920s and 1930s. This neighborhood gives you that wonderful ‘old town’ feel. Gentrification transformed Willow Glen in the 1990s, though it remains a diverse community with Latino, Italian, Asian and Jewish influences.

The ‘small town’ feel that one gets in Willow Glen is wonderful. It is a huge and relieving change from the big city. There is nothing inadequate in a small town, especially in Willow glen. You can enjoy the nice peaceful quiet lifestyle of Willow Glen. Its charming homes offer more than just a place to stay. Moreover, homes for sale at Willow Glen are more affordable than the properties for sale in Santa Clara County or the houses for sale in Cambrian. And if you are looking for Willow Glen homes for sale, the right man to approach is Dale Warfel.

Dale Warfel of Keller Williams Realty is a real estate agent in San Jose who specializes in homes for sale in Silicon Valley, which Willow Glen is a part of. His qualifications and experience will allow him to be of the best assistance in choosing an ideal home for sale and getting the home at the best possible price. You can search his listings and find some magnificent homes for sale in all parts of Santa Clara, not excluding Willow Glen.