Tips on buying a house

Determine your housing requirements: Where do you want the house? The price range? How big a house do you need? What kind of a house is appropriate for you? The distance of your house from municipal and community services, etc…

Understanding you Local Housing Market:Hire an agent to determine the market prices, for the kind of house you are looking for. Determine if it is a buyer's or seller's market? How favorable are the conditions towards you, etc…

Calculating your Costs:The most important thing when buying a house is your financial capacity. How much can you afford monthly? How much down-payment are you planning to give? Maintenance Costs? Renovation Costs? Services Cost? Propery Taxes? Insurance?

Choosing your Team:Make sure you choose an agent who you are comfortable with and who is willing to work hard for you and who has time for you. Choose an experienced Notary and ask your agent to help you find a good housing inspector and mortgage lender.

Arranging your Mortgage:On this aspect, your agent should take care of the all the paperwork and all that is involved in this. Understand all different types of mortgages and the pros and cons.

Closing the Deal and Moving: Make sure that all the paperwork has been taken care of and the appropriate and required documents are submitted before the notary and all the requirements have been met. Keep in frequent touch with your agent in order to be up to date as to what is going on with your house. Find a reliable moving company and assure that your moving is as smooth as possible.

To buy or sell properties in Willow Glen and Almaden Valley, get in touch with San Jose realtor Dale Warfel. Please visit his website: http://dalewarfel.com for more information on the services he offers.